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Self-service signup, with fraud screening that is not a CAPTCHA

Proof-of-work to shed bots, a risk score to catch fraud, and a conservative onboarding tier to start on.

Signing up

A sign-up grinds a small proof-of-work to shed automated floods, verifies its email, and is screened for fraud with a risk score — not a third-party puzzle that annoys humans and trains bots.

A clear result provisions onto a conservative onboarding tier that raises its caps as the account clears payments.